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Some banks might flag transactions that are made at online casinos, which is down to the currently unclear legal standing of online gambling in the region.
Visa Casinos for New Zealanders 2022
There are few payment methods as familiar or as widely accepted as Visa. Available as credit and debit cards, customers can use a Visa in their local shops, while travelling abroad or to pay online, all while benefiting from the same, industry-leading security standards that the brand has built its legacy on. For online gambling, Visa is often a first choice based solely on the fact that pretty much every online casino welcomes deposits via this method.
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FAQ
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These two brands are in direct competition with one another and they offer similar products. Both are widely accepted around the world, allow transactions in different currencies and provide debit, credit and prepaid payment options. Making a choice between the two really depends on the individual but safe to say that both are reputable and reliable brands.
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Visa itself does not set a minimum spend limit so your casino’s minimum deposit limit is the only one you need to be aware of. Most casinos set the minimum at $10 but we have come across some brands that set their limits higher or lower than that.
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This can depend on the bank and the operator but you can typically expect processing time for Visa withdrawals to take between 3-5 days. It is always a good idea to check with the operator before requesting a withdrawal.
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Yes! Online casinos love players who deposit with Visa so they typically have no problem with Visa deposits being used to trigger a bonus. Some methods like Neteller and Skrill are routinely excluded from activating bonuses or promotions but Visa users don’t need to worry about that.
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Reputable online casinos go to great lengths to secure their players’ payments and data. Visa itself has some of the tightest security in the world. That said, users should make the effort to keep their details safe. This includes only making payments when connected to a secure network, making sure not to leave their details lying around and to never open suspicious email links that request your credit card details.
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History
Alongside its competitor Mastercard, the Visa brand was born in the early 1960s as American banks experimented with offering their customers a universal way to pay for things in shops without having to use cash. Since then, Visa has become a top name in credit card services, giving customers peace of mind and a range of protections.
Users can withdraw cash from ATMs, pay online or even close their account with ease if they are concerned it has been compromised and Visa’s security systems are fine tuned to pick up suspicious activity and shut it down before it escalates. Travel and payments insurance are among Visa’s other offerings, further bolstering the brand’s standing as the first name in credit cards.
How To Make A Deposit Using Visa, Step By Step
Data collected in 2017 showed that there were some 305 million Visa cards in circulation at the time, a number which has likely increased significantly since then. The point we’re making is that with such a large number of existing customers, it is highly likely that your average online gambler already has a Visa card and we shouldn’t underestimate that convenience factor.
Assuming you, like many others, already have a Visa credit or debit card, you would need to follow these steps in order to make a payment at a Visa casino:
- Find the Banking, Deposit or Cashier page on the Visa online casino of your choice
- Choose Visa from the list of accepted payment options
- You will be prompted to enter your card details including the long card number, the cardholder name, the expiry date and the 3-digit CVV number on the back
- Key in your desired deposit amount
- Confirm the transaction
- You might see a pop-up window as Visa verifies your transaction. You may be asked to authenticate it, in which case you should follow the on-screen prompts.
How To Make A Withdrawal Using Visa
The majority of online casinos today accept Visa as a deposit method and the majority of those also accept it as a withdrawal method. There are some outliers to this but for the most part, you can choose to use the same credit card for deposits and withdrawals.
Requesting a withdrawal is easy. Simply select Visa when prompted on the Withdrawal or Cash Out page, select your desired amount and follow any on-screen instructions. In terms of wait times, credit cards typically take between three and five business days to be processed, once the casino has carried out its verification checks.
Pros and Cons
There are several reasons why Visa is the payment method of choice for so many people, including online casino players.
We have included all of them in the list below along with the disadvantages associated with this payment method:
Pros
- Deposits are very fast
- Transactions are protected by strong security protocols
- Available in hundreds of countries and in most currencies
- Widely accepted at online casinos and other merchants
- Most casinos do not charge a processing fee
Cons
- Some operators charge fees
- Withdrawal times of around 3-5 days are standard
- Using your credit card details to deposit/withdraw could put them at risk of being exposed
- Withdrawal amounts are limited and usually very low
Visa gift cards are accepted at some online casinos though you might want to check this before you commit. These are essentially prepaid cards and some casinos prefer their players to stick to standard credit/debit card payments. As always, read the fine print to avoid disappointment.
Visa Fees, Commissions And Charges
When it comes to online casino deposits and withdrawals, it is difficult to make sweeping statements because a lot of the rules are made by each casino. That said, we can confidently say that the vast majority of online casinos do not charge a fee on Visa deposits and neither does Visa itself. This means that any payment, whether that is to a casino account or when purchasing something online, will not cost you extra.
When it comes to withdrawals, it is less clear-cut. Some casinos charge withdrawal fees, usually hovering somewhere between 2% and 5%, and these can apply on one, some or all of their accepted payment methods. Aside from this, players should keep in mind that the card issuer i.e. the bank that gave you the credit card, might charge their own fees. This information can be requested from your bank.
It’s also important to keep in mind that if you are using a credit card, you will need to contend with interest charges. Again, this is information that will be provided by your bank and it is worth noting that some regulators have expressed concern about the impact of interest charges on gamblers. Our advice is to stick to responsible gambling practices and remember that a credit card is essentially a loan and not to be considered “free money”.
Safety and Security
Customer security is what has allowed Visa to build its empire and it is still the company’s top priority. Not only does Visa process transactions through some of the toughest security protocols in the world but it also offers customers support if something should go wrong.
Visa monitors transactions closely and will flag any suspicious payments, keeping customers in the loop throughout and helping them assess the situation. If a customer’s account is compromised, Visa moves quickly to mitigate the damage, recover funds where possible and offer recourse if not. The systems it has in place to prevent theft, fraud and loss are second to none.
Other Methods Like Visa
Players in New Zealand that appreciate the flexibility and convenience of Visa, which can be used to pay in NZ$ as well as in other currencies, can also consider other credit card options such as Mastercard or its subsidiary Maestro. Both of these alternatives are widely available at online casinos. American Express is another trusted credit card provider though it is not accepted as widely as the others mentioned above.
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All of the information available on www.nzcasinoclub.com, including reviews, industry news and advice, is for entertainment purposes only. While we extensively research all of our subject matter in order to provide the most accurate and objective information possible, we do not and cannot accept responsibility for any potential or actual financial losses incurred by visitors to our site. As consumers, it is your own responsibility to understand the gambling laws and regulations applicable in your jurisdiction, which may vary depending on your state, county, or country of residence. For information and/or guidance on responsible gambling, we recommend that you visit official sites such as Gamblers Help or the Problem Gambling page on the New Zealand government's website.
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