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History
Alongside its competitor Mastercard, the Visa brand was born in the early 1960s as American banks experimented with offering their customers a universal way to pay for things in shops without having to use cash. Since then, Visa has become a top name in credit card services, giving customers peace of mind and a range of protections.
Users can withdraw cash from ATMs, pay online or even close their account with ease if they are concerned it has been compromised and Visa’s security systems are fine tuned to pick up suspicious activity and shut it down before it escalates. Travel and payments insurance are among Visa’s other offerings, further bolstering the brand’s standing as the first name in credit cards.
How To Make A Deposit Using Visa, Step By Step
Data collected in 2017 showed that there were some 305 million Visa cards in circulation at the time, a number which has likely increased significantly since then. The point we’re making is that with such a large number of existing customers, it is highly likely that your average online gambler already has a Visa card and we shouldn’t underestimate that convenience factor.
Assuming you, like many others, already have a Visa credit or debit card, you would need to follow these steps in order to make a payment at a Visa casino:
Find the Banking, Deposit or Cashier page on the Visa online casino of your choice
Choose Visa from the list of accepted payment options
You will be prompted to enter your card details including the long card number, the cardholder name, the expiry date and the 3-digit CVV number on the back
Key in your desired deposit amount
Confirm the transaction
You might see a pop-up window as Visa verifies your transaction. You may be asked to authenticate it, in which case you should follow the on-screen prompts.
How To Make A Withdrawal Using Visa
The majority of online casinos today accept Visa as a deposit method and the majority of those also accept it as a withdrawal method. There are some outliers to this but for the most part, you can choose to use the same credit card for deposits and withdrawals.
Requesting a withdrawal is easy. Simply select Visa when prompted on the Withdrawal or Cash Out page, select your desired amount and follow any on-screen instructions. In terms of wait times, credit cards typically take between three and five business days to be processed, once the casino has carried out its verification checks.
Pros and Cons
There are several reasons why Visa is the payment method of choice for so many people, including online casino players.
We have included all of them in the list below along with the disadvantages associated with this payment method:
Pros
Deposits are very fast
Transactions are protected by strong security protocols
Available in hundreds of countries and in most currencies
Widely accepted at online casinos and other merchants
Most casinos do not charge a processing fee
Cons
Some operators charge fees
Withdrawal times of around 3-5 days are standard
Using your credit card details to deposit/withdraw could put them at risk of being exposed
Withdrawal amounts are limited and usually very low
Visa gift cards are accepted at some online casinos though you might want to check this before you commit. These are essentially prepaid cards and some casinos prefer their players to stick to standard credit/debit card payments. As always, read the fine print to avoid disappointment.
Visa Fees, Commissions And Charges
When it comes to online casino deposits and withdrawals, it is difficult to make sweeping statements because a lot of the rules are made by each casino. That said, we can confidently say that the vast majority of online casinos do not charge a fee on Visa deposits and neither does Visa itself. This means that any payment, whether that is to a casino account or when purchasing something online, will not cost you extra.
When it comes to withdrawals, it is less clear-cut. Some casinos charge withdrawal fees, usually hovering somewhere between 2% and 5%, and these can apply on one, some or all of their accepted payment methods. Aside from this, players should keep in mind that the card issuer i.e. the bank that gave you the credit card, might charge their own fees. This information can be requested from your bank.
It’s also important to keep in mind that if you are using a credit card, you will need to contend with interest charges. Again, this is information that will be provided by your bank and it is worth noting that some regulators have expressed concern about the impact of interest charges on gamblers. Our advice is to stick to responsible gambling practices and remember that a credit card is essentially a loan and not to be considered “free money”.
Safety and Security
Customer security is what has allowed Visa to build its empire and it is still the company’s top priority. Not only does Visa process transactions through some of the toughest security protocols in the world but it also offers customers support if something should go wrong.
Visa monitors transactions closely and will flag any suspicious payments, keeping customers in the loop throughout and helping them assess the situation. If a customer’s account is compromised, Visa moves quickly to mitigate the damage, recover funds where possible and offer recourse if not. The systems it has in place to prevent theft, fraud and loss are second to none.
Other Methods Like Visa
Players in New Zealand that appreciate the flexibility and convenience of Visa, which can be used to pay in NZ$ as well as in other currencies, can also consider other credit card options such as Mastercard or its subsidiary Maestro. Both of these alternatives are widely available at online casinos. American Express is another trusted credit card provider though it is not accepted as widely as the others mentioned above.
FAQ
Will my bank approve a transaction at an online casino?
Some banks might flag transactions that are made at online casinos, which is down to the currently unclear legal standing of online gambling in the region.
NZCasinoClub.com
What is the difference between using MasterCard and Visa?
These two brands are in direct competition with one another and they offer similar products. Both are widely accepted around the world, allow transactions in different currencies and provide debit, credit and prepaid payment options. Making a choice between the two really depends on the individual but safe to say that both are reputable and reliable brands.
NZCasinoClub.com
Is there a minimum deposit for using a Visa card?
Visa itself does not set a minimum spend limit so your casino’s minimum deposit limit is the only one you need to be aware of. Most casinos set the minimum at $10 but we have come across some brands that set their limits higher or lower than that.
NZCasinoClub.com
How long will it take to receive my withdrawal?
This can depend on the bank and the operator but you can typically expect processing time for Visa withdrawals to take between 3-5 days. It is always a good idea to check with the operator before requesting a withdrawal.
NZCasinoClub.com
Can I claim a bonus if I deposit with Visa?
Yes! Online casinos love players who deposit with Visa so they typically have no problem with Visa deposits being used to trigger a bonus. Some methods like Neteller and Skrill are routinely excluded from activating bonuses or promotions but Visa users don’t need to worry about that.
NZCasinoClub.com
Are my credit card details safe?
Reputable online casinos go to great lengths to secure their players’ payments and data. Visa itself has some of the tightest security in the world. That said, users should make the effort to keep their details safe. This includes only making payments when connected to a secure network, making sure not to leave their details lying around and to never open suspicious email links that request your credit card details.
NZCasinoClub.com
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