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Bank Transfer Casinos for New Zealanders 2022

Bank transfers have been used to move money around since banks began i.e. a while back. Today, modern technology has placed new demands on banking, which it has met by making the online bank transfer process more accessible and straightforward. Despite the length transaction time, which is arguably its main disadvantage, bank transfer as a deposit method remains extremely popular with casino players.

The Best Bank Transfer Online Casinos in July 2022

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FAQ

FAQ

Yes, you can. You will need to have your banking details handy to proceed but most casinos work hard to offer the same payment options on their mobile version as on their desktop sites. Always keep the quality of your internet connection in mind - it’s not wise to key in your bank details while using an unsecured network in a coffee shop, for instance.

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In most cases, yes. When you make a casino deposit, your money must ‘travel’ from your account to the casino’s bank account. This journey can involve crossing an international border and/or a currency conversion, and might also incur a processing fee. It is definitely worth finding out the fees and charges applied by your bank before you use bank transfers to deposit into your casino account.

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Bank transfers are usually accepted as both deposit and withdrawal methods at online casinos. Keep in mind that there is a withdrawal timeframe that often lasts several days. This is by no means an instantaneous process.

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There is no fixed time period for this payment method but every casino will give its own estimate. The majority of online casinos aim to pay out winnings in 2 to 5 business days from the completion of the verification process. However, there are other brands that take up to ten or 15 days. This information can be found in the casino’s Banking section.

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There is some confusion about the differences between a bank transfer and a wire transfer, mainly because a lot of people use these terms interchangeably. A wire transfer is essentially any electronic transfer of money. A bank transfer is in fact a type of wire transfer. However, wire transfers can be carried out without involving banks but rather by using a commercial service such as Western Union or a credit union. We can think of wire transfers as bank transfers without the bank.

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There are three main disadvantages of using bank transfers for any kind of transaction. The first is that they tend to take much longer than other methods, up to several days in some cases. There are also fees to contend with. And finally, making a bank transfer involves revealing your account details, which can be considered a security risk.

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Page NavigationQuick Navigation
  • History
  • How To Make A Deposit Using Bank Transfer, Step By Step
  • How To Make A Withdrawal Using Bank Transfer
  • Pros and Cons
  • Bank Transfer Fees, Commissions And Charges
  • Safety and Security
  • Other Methods Like Bank Transfer
  • FAQ's

History

The act of transferring funds from one bank account to another has been pivotal to the functioning of what we now know as the modern economy. Back in the day, transfers took place via the medium of pieces of paper, bank clerks and a lot of careful tallying. The first wire transfer took place in the late 1800’s and used telegraphs.

Today, online banking is practically the norm. The majority of banks now allow customers to bank via their computers or mobile devices, through their web browsers or bespoke banking apps. This has made it much easier for account holders to transfer funds, check their balance and do all the other things one can do with a bank account, without having to visit a branch. This increased accessibility means that it is easier than ever to deposit and withdraw at an instant bank transfer casino using this method.

How To Make A Deposit Using Bank Transfer, Step By Step

If you are old enough to gamble, it is probably safe to assume that you already have a bank account. If, for whatever reason, you don’t have one, you will need to open an account with a banking institution of your choice. All you need to perform an online casino bank transfer deposit is a bank account with some money in it.

With a funded bank account ready to go, you can now proceed to make your deposit by following these steps:

  • Visit your chosen casino’s Banking or Deposit page
  • Choose bank transfer as the payment method for the deposit
  • You will then be prompted to log in to your online banking facility and make a transfer to the casino’s bank account, the account details of which will be provided
  • Input and confirm the amount you wish to deposit
  • Some bank implement additional security and verification measures that you will need to complete before the transfer goes through
  • The deposited amount should appear in your casino account shortly but the transaction may take some time to appear in your bank statement

How To Make A Withdrawal Using Bank Transfer

Bank transfer is a secure payment method that has a strong security track record and is the method of choice for many players. The biggest disadvantage? Bank transfers can take a while. In most cases, a customer’s bank will be located in a different country to where the casino’s bank is, which means there is an international transfer involved. Even if you happen to bank in the same country as your casino of choice, unless you also happen to use the same bank, there will be a delay.

In a world that has no shortage of e-wallets and cryptocurrencies and one might question why gamblers, that notoriously impatient bunch, keep coming back to bank transfers as a way to deposit and withdraw. Everyone has their own reasons but we suspect that the security of a bank transfer balances out the waiting time involved.

To withdraw via bank transfer, the player will need to supply their bank details including the name of their bank, the account holder name, and account number, usually an IBAN.

Pros and Cons

We have already discussed the main disadvantage of bank transfer as a way to pay at an instant bank transfer casino but there are a few other pros and cons to keep in mind when considering this payment method.

Pros

  • Most players already have a bank account
  • Most banks offer web and/or mobile banking facilities, making it easy to transfer money online
  • Extremely secure
  • Highly traceable transactions

Cons

  • Withdrawal times can be very long
  • A transaction involves revealing banking details, which can fall into the wrong hands
  • Transactions often incur fees
  • Cancelling a transaction or getting a chargeback is difficult

Bank Transfer Fees, Commissions And Charges

One of the reasons why e-wallets have taken the world of online payments by storm is that for the most part, they do not charge fees or if they do, they are small enough that many casinos choose to absorb them on behalf of their customers. This is not the case for bank transfers.

There are a lot of factors that determine what fee will be applied to a bank transfer - whether there is a currency conversion involved, whether the transfer is international, the size of the transaction. And these variables aren’t only applicable to the customer - when a bank transfer is used, the casino operator also has their own set of fees to contend with. If long withdrawal times are the biggest drawback of bank transfers, the fees and charges come in a close second as to why players shy away from this method.

Safety and Security

There is a whole genre of films dedicated to the bank heist, which puts in perspective the level of security employed by banks to keep their assets safe. Banks are secure and it is this iron-clad reputation that leads many players to choosing bank transfer, despite its disadvantages.

The steel bars and concrete vaults of bank buildings have been replicated online as a veritable virtual obstacle course of security features. Bank transfers take so long because they have to go through multiple checks and counter-checks, encryptions and decryptions. Few other payment options can match the humble bank transfer when it comes to keeping money safe.

Other Methods Like Bank Transfer

There are a number of payment methods that work in a similar way to a bank transfer. Wire transfer and instant bank transfer are two types you are likely to come across at online casinos. These use similar methods to move your money but do not use the bank network to do so.

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